Life Protection
At Sankshine, we also offer expert guidance on Life Protection Services, helping you safeguard what matters most—your family, your income, and your legacy. Whether you’re seeking term life, whole life, or permanent insurance solutions, our team works closely with you to understand your needs and secure the right coverage. With access to top Canadian insurers, we ensure you get comprehensive protection at competitive rates, all tailored to your stage of life and financial goals.
Universal Life Insurance
We offer Universal Life Insurance through Manulife—a flexible, long-term solution that combines life coverage with tax-advantaged investment growth. Ideal for those looking to build wealth while protecting their legacy, this plan lets you adjust your premiums, coverage, and investment options over time to match your financial goals.
Participating Whole Life Insurance
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Term Life Insurance
Protect your family’s financial future with Term Life Insurance from iA. At Sankshine, we recommend iA’s affordable and flexible plans that provide high coverage for fixed terms, making it ideal for young families, mortgage protection, or income replacement during key life stages.
Business Insurance/
Immediate Financing Arrangement
Protect your company with customized Business Insurance solutions from Sankshine. Whether it’s liability, commercial property, key person insurance, or buy-sell agreements, we work with top insurers to ensure your business is protected against the unexpected.
For high-net-worth clients, Sankshine offers Immediate Financing Arrangements (IFA) with Equitable Life. This strategy allows you to leverage permanent life insurance for wealth transfer while retaining access to capital—ideal for estate planning, tax efficiency, and business continuity.
Critical Illness Insurance
Sankshine partners with Ivar to offer Critical Illness Insurance that provides a lump-sum benefit upon diagnosis of a covered condition like cancer, heart attack, or stroke. This benefit can be used for medical treatment, travel, or household expenses—giving you peace of mind when you need it most.
Final Expense Insurance
Through our partnership with Everest, we help clients plan ahead with Funeral Expense Insurance. This service includes 24/7 advisor support, cost comparisons, and a lump-sum benefit to ease the financial burden on loved ones—ensuring your final wishes are honored with dignity.
Home/Auto/Pet Insurance
We partner with AON to offer bundled Home, Auto, and Pet Insurance solutions. Whether you’re protecting your vehicle, your home, or your furry companions, We ensures you get tailored coverage, competitive rates, and the peace of mind you deserve.
Senior’s Life Insurance
We offer Senior Life Insurance from Canada Protection Plan—no medical exams required. Designed for individuals aged 50+, these policies provide affordable, guaranteed coverage to ease the burden of final expenses and leave a legacy for loved ones.
Travel Insurance
For international and Canadian students, Sankshine offers Student/Individual Travel Insurance through RIMI. This plan covers emergency medical care, hospitalization, and more—ensuring peace of mind for students and individuals and their families while studying and traveling away from home.
Super-Visa Insurance
Sankshine specializes in Super Visa Insurance through Travelance—offering comprehensive emergency medical coverage for parents and grandparents visiting Canada. With flexible durations, monthly payment options, and high coverage limits, we ensure a smooth and compliant visa application process
Health and Dental Insurance
Through our partnership with Manulife, SankShine offers customizable Health and Dental Insurance plans for individuals, families, and small business owners. From prescription drugs and dental care to vision and extended health services, our coverage helps you manage everyday health expenses with ease and peace of mind.
Disability Insurance
SankShine partners with Empire Life to provide reliable Disability Insurance solutions that protect your income in the event of illness or injury. Whether you’re employed, self-employed, or running a business, our plans offer monthly benefit options and flexible coverage to help you maintain financial stability when life takes an unexpected turn.
